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Scotland's Mortgage & Remortgage Broker
Independent Mortgage Advice
Contact Us: 0800 141 2654
Remortgages
There are a number of reasons for remortgaging, which include:
Reducing your monthly payments
Most customers consider changing their lender at the end of a particular fixed rate or tracker rate in order to take advantage of a better deal. We can search the whole of the market to ensure that you will always get the best mortgage rate to suit your individual circumstances.
Home Improvements
Extending or improving your home can be a very cost effective option instead of moving home, especially in today's climate. If you need to raise funds for an extension or other project, we can advise you on the most efficient options available to you. This could be in the form of a further advance from your existing lender, secured loan or a remortgage.
Consolidating Debts
You may wish or need to reduce your monthly outgoings by consolidating your debts into a single affordable monthly payment. If so, we can review your finances and make the most suitable recommendation. We will advise and take care of the necessary paperwork on your behalf.
Stuck on Standard Variable Rate
With the reduction in interest rates over the past few years many lenders have failed to pass the full benefit over to their customers. This means that when interest rates start to rise again these customers could feel the pinch very quickly. If your on standard variable rate with any of the following lenders, it may be worthwhile to consider your options: Abbey, Alliance & Leicester, Accord, BM Solutions, Birmingham Midshires, Bank of Scotland, Bradford & Bingley, Britannia, Chelsea Building Society, Coventry Building Society, Halifax, Ipswich Building Society, Leeds Building Society, Mansfield, Nationwide, Natwest, Northern Rock, Royal Bank of Scotland, Scottish Widows, Skipton Building Society, The Mortgage Works. If you are in any doubt, please contact us and we will be happy to provide guidance.
All mortgage advice is carried out by a Cemap qualified mortgage adviser who has access to the whole of the market and will provide you with advice and guidance throughout the process.  see what our clients think of us
Remortgage Timescale
We pride ourselves on the following service targets
- Agreement in Principle - within 24 hours
- Full Mortgage to Offer - approx 2 weeks
- Full Remortgage Service - between 3 and 4 weeks
Why Bespoke Money
- Our independent mortgage advisers have provided advice throughout Scotland since 2008.
- We are independent and will work for you, we are not tied to any lender or bank.
- We have access to most lenders in the market. More Choice - more chance of success.
- We will come and see you in your home. We take care of all paperwork.
- We will keep you updated throughout the process and always be on hand to give advice.
- We are friendly, qualified, experienced and authorised to provide mortgage advice.
We are NOT a price comparison site!
We provide advice and will arrange your next mortgage from start to finish
We work for You - Not the Lender
Call Us
0800 141 2654
   
   
   
   
above is a sample of some of the lenders we use
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
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