Insurance

At Bespoke Money we use market leading software to source and identify the most efficient insurance products for you from our panel of insurers.  We appreciate that your needs and requirements are unique and we will endeavour to assist you to protect your most valuable possessions.  There are various types of protection products available:

Life Insurance

Life Insurance (assurance) is designed to protect your mortgage or your family.  The policy is usually taken over a fixed term which can be the same duration as your mortgage term.  Life Insurance provides a tax free lump sum payable on the death of an insured party.  

Critical Illness Cover

Critical Illness Insurance provides a lump sum on diagnosis of a specified critical illness.  This cover is also designed to protect your mortgage or your family and can be set up independently or incorporated within a life and critical illness policy.

Get a Life Insurance Quote




Placing Policies in Trust

Life insurance and Critical Illness policies can be written in trust.  Why put a policy in trust?  Putting a policy in trust is the safest way of ensuring the proceeds of the policy is paid to your dependants in a straightforward manner.  Bespoke Money would be happy to advise and assist you with placing your new policy in trust.  You can even place existing policies in trust and we can work with your existing insurance companies to arrange this for you.  

Mortgage Payment Protection

Mortgage Payment Protection is also known as Accident, Sickness and Unemployment cover.  This is designed to provide a monthly benefit to cover your mortgage payments should you be unable to work due to sickness, accident or unemployment.

Buildings and Contents Insurance

We are able to offer you advice on a range of competitive Home Insurance products.  We review a panel of providers to seek out the most competitive quotation for you.  We can provide you with the reassurance that your home and contents are adequately insured.

Get a buildings and contents Quoteget_a_quote





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- these are a sample of some of the companies available


 
 


 


Twitter content does not represent financial advice and in no way should be taken as such.

We do not normally charge a fee for mortgage advice, however this will be dependent on your circumstances. If a fee is charged our typical fee is £295

Bespoke Money is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Services Authority.

YOUR HOME MAY RE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address:  6 Lethnot Place, Carnoustie, Angus, DD7 6GP


Find us on the FSA Register


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